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What Is an Xactimate Estimate? Insurance Restoration Pricing Explained

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February 19, 2025 1 min read Insurance

Xactimate: The Insurance Industry’s Pricing Standard

If you’ve ever had a restoration or insurance claim, you’ve likely heard the term “Xactimate.” It’s the software platform used by virtually every insurance carrier, independent adjuster, and professional restoration company to price property damage repairs.

How Xactimate Works

Xactimate contains a database of every construction trade, material, and activity involved in property repair : from drywall installation to mold remediation to roofing. Prices are updated monthly and vary by geographic region, so a drywall estimate in Sarasota reflects actual SW Florida labor and material costs.

Why It Matters for Your Claim

  • Common language : when your contractor and adjuster both use Xactimate, they’re literally speaking the same pricing language
  • Line-item detail : every activity is separately priced, making it easy to identify missing items
  • Supplement support : when hidden damage is discovered, additional line items are added as “supplements”

WrightWay’s Xactimate Expertise

WrightWay’s estimating team includes certified Xactimate professionals. We prepare estimates in the exact format your adjuster expects, which streamlines approval and reduces back-and-forth delays. This is one of the key advantages of choosing a professional restoration company over a general handyman for insurance-covered work.

Need a restoration estimate? Call (941) 379-8669 or request a free estimate.

Written by
WrightWay Emergency Services team member.
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Derek Hayes and his crew did a great job rebuilding our bathroom after mold was discovered there when we were selling our house. We were on a tight schedule and he did it within the time frame before closing. Very professional and detail-oriented work.
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WrightWay Emergency Services did an outstanding job getting our unit repaired after an air conditioning leak that caused major damage. We could not be there to monitor the work, but Bridgett Barnes, Scott Conley and Fred McKnight kept us informed, and constantly worked with us to ensure us that we would have our unit better than new. A very trustworthy company. Thank you, thank you.
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WrightWay Emergency Services is a full-service property restoration company headquartered at 300 Triple Diamond Blvd, Nokomis, FL 34275. We specialize in water damage restoration, fire and smoke damage cleanup, mold remediation, storm damage repair, and complete reconstruction for residential and commercial properties throughout Southwest Florida. Our IICRC-certified technicians and Florida-licensed contractors deliver 24/7 emergency response so you can get back to normal as quickly as possible.

WrightWay Emergency Services proudly serves Manatee, Sarasota, Charlotte, Lee, and Collier counties in Southwest Florida. Whether you are in Bradenton, Sarasota, Port Charlotte, Fort Myers, or Naples, our crews can reach you quickly for any emergency restoration need. Call us at (941) 379-8669 and we will dispatch a team to your location.

Yes. WrightWay Emergency Services operates around the clock, 365 days a year. Water damage, fires, and storms do not wait for business hours, and neither do we. Call (941) 379-8669 any time, day or night, and our emergency dispatch team will coordinate an immediate response to your property.

Absolutely. All WrightWay technicians hold certifications from the Institute of Inspection, Cleaning and Restoration Certification (IICRC), the industry gold standard for restoration professionals. We are also a Florida-licensed building contractor, which means we can handle every phase of your project from initial mitigation through final reconstruction under one roof.

Yes. WrightWay works with virtually every major homeowner’s and commercial insurance carrier. Our team prepares thorough documentation including photo evidence, moisture readings, and detailed estimates to support your claims process. We provide all the documentation your adjuster needs so you can focus on your family or business instead of paperwork.

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Our team is standing by 24/7 to help stabilize the property, document the loss, and move the job forward fast.

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  • Insurance-ready documentation and coordination
  • Mitigation, contents, and rebuild under one roof
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